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Campbell Risk Management
Insurance for the Market
Market liability insurance will provide you with $1,000,000 in general liability per occurrence with a $2,000,000 annual aggregate limit for your market location. The cost of the policy starts at $275 per year. Policy cost will vary by state and market revenues. Premiums are paid annually and once coverage is extended, the premium is fully earned and non-refundable. Coverage is provided by an A rated insurance company. By filling out and submitting this application you have read and agree to the terms.

This is an insurance application for the market itself. If you are a vendor needing insurance please go to the vendors page.
Coverage for vendor product and general liability are NOT part of the markets insurance policy. It is required that your vendors get their own insurance to cover their operation and the products that they sell. It is also required that the vendors provide you with a certificate of insurance that proves they have this coverage and that they have named your market as an additional insured on their policy. Vendors looking for affordable coverage (starting at only $275) may take advantage of the vendor insurance program. Please provide your vendors with this link so that they may benefit from this program as well.
*Form must be completed in its entirety. An incomplete form could result in a delay in processing your request. DEDUCTION AUTHORIZATION AND APPLICATION AGREEMENT TERMS If indicated above I hereby request and authorize Proinsur Inc. dba Campbell Risk Management an agent for the designated Writing Company (hereinafter "the Company") to initiate electronic or other commercially accepted-type debits against the indicated bank account at the bank named above for the payment of premiums and other indicated charges due on the policy applied for. I hereby agree to indemnify and hold the Company harmless from any loss claim or liability of any kind by reason or dishonor of any debit. I understand that the Company may cancel the listed insurance policies for nonpayment of premium as allowed by law. I agree that this Authorization is to remain in full force until revoked by me or the Company in writing and until the Company and the above named bank each have a reasonable opportunity to act on their vocation. I understand that I will be charged a$15 fee for an attempted EFT or returned check that is not honored for insufficient funds. I certify that all applicable federal state and local permitting procedures for the sale of my products are kept up to date and that all food safety requirements are being followed. The submitter is an authorized representative of the applicant and certifies that reasonable inquiry has been made to obtain the answers to all the questions on this application. You are hereby notified that under the Terrorism Risk Insurance Act as amended that you have a right to purchase insurance coverage for losses resulting from acts of terrorism as defined in Section 102(1) of the Act: The term "act of terrorism" means any act that is certified by the Secretary of the Treasury - in concurrence with the Secretary of State and the Attorney General of the United States - to be an act of terrorism to be a violent act or an act that is dangerous to human life property or infrastructure to have resulted in damage within the United States or outside the United States in the case of certain air carriers or vessels or the premises of a United States mission and to have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion.You should know that where coverage is provided by this policy for losses resulting from certified acts of terrorism such losses may be partially reimbursed by the United States government under a formula established by federal law. However your policy may contain other exclusions which might affect your coverage such as an exclusion for nuclear events. Under the formula the United States government generally reimburses 85% of covered terrorism losses exceeding the statutorily established deductible paid by the insurance company providing the coverage. The premium charged for this coverage is provided below and does not include any charges for the portion of loss that may be covered by the federal government under the act. You should also know that the terrorism risk insurance act as amended contains a $100 billion cap that limits U.S. Government reimbursement as well as insurers' liability for losses resulting from certified acts of terrorism when the amount of such losses in any one calendar year exceeds $100 billion. If the aggregate insured losses for all insurers exceed $100 billion your coverage may be reduced. I hereby decline to purchase terrorism coverage for certified acts of terrorism. I understand that I will have no coverage for losses resulting from certified acts of terrorism. I certify that the answers are true correct and complete to the best of my knowledge. Any person who knowingly and with intent to defraud any insurance company of other person files an application for insurance containing any materially false information or conceals for the purpose of misleading information concerning any fact material thereto commits a fraudulent insurance act which is a crime and subjects the person to criminal and civil penalties. By submitting this authorization and application I acknowledge that I have read and agree to the conditions set forth in this agreement and application.
The Farmers Market Coalition has played in important role in making this insurance program available to you.  If you’re not already a member, we ask you to show support for the Farmers Market Coalition, and access other important benefits and programs, by becoming a member. 

Visit, or contact them at  or (888) 362-8177 for more information.
If you have any questions, please contact Campbell Risk Management, Larry Spilker 800-730-7475 ext 203

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